Medicare Plans Explained | Coverage, Parts A, B, C & D

Discover everything you need to know about Medicare, including Parts A, B, C & D, coverage options, eligibility, and enrollment. Learn how Medicare can help with hospital care, doctor visits, preventive services, and prescription drugs.

Disclaimer per CMS: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

 

 

 

 

ACA Marketplace Coverage | Affordable Health Insurance Plans

“Explore ACA Marketplace health insurance plans. Compare coverage options, find affordable care, and learn how to enroll for the right plan for your needs.”

ACA Marketplace Health Insurance | Affordable Coverage Options

“Explore ACA Marketplace health insurance plans. Find affordable coverage, compare options, and get protection that fits your health and budget needs.”

  • Affordable premiums: Many qualify for subsidies that lower monthly costs.

  • Comprehensive benefits: Covers essential services like doctor visits, hospital care, prescriptions, and preventive care.

  • Pre-existing condition protection: Guaranteed coverage without denial based on health history.

  • Access to providers: Choose from a wide network of doctors and hospitals.

  • Annual enrollment: A reliable way to secure long-term, regulated health insurance.

Short-Term Medical Insurance | Temporary Health Coverage Options

“Get affordable short-term medical insurance to cover unexpected health needs between jobs, during transitions, or while waiting for long-term coverage.”

  • Bridges coverage gaps when you’re between jobs, waiting for employer or ACA coverage, or outside enrollment periods.

  • Affordable protection compared to traditional health plans.

  • Helps with unexpected costs such as doctor visits, urgent care, ER visits, and hospital stays.

  • Flexible terms let you choose coverage for a few months or up to a year, depending on your needs.

Hospital Indemnity Insurance Plans | Extra Protection for Medical Costs

“Hospital Indemnity plans provide cash benefits for hospital stays, helping cover expenses like deductibles, bills, and lost income for added peace of mind.”

Even with health or Medicare coverage, hospital stays can lead to unexpected costs such as deductibles, copays, transportation, or everyday bills. A Hospital Indemnity plan pays you directly, giving you financial flexibility to cover medical or household expenses so you can focus on recovery instead of costs.

Dental/Vision/Hearing

Dental, Vision & Hearing Insurance Plans | Affordable Coverage Options

“Protect your smile, sight, and hearing with affordable Dental, Vision & Hearing insurance plans. Get coverage for exams, treatments, and more.”

  • Save on routine care: Covers regular checkups, cleanings, eye exams, and hearing tests.

  • Lower out-of-pocket costs: Helps pay for dental work, eyeglasses, contacts, and hearing aids.

  • Protect long-term health: Oral, vision, and hearing health are closely tied to overall wellness.

  • Peace of mind: Be prepared for unexpected expenses while maintaining quality care.

Short-term Care plans

Short-Term Care Insurance Plans | Flexible Health Coverage

“Bridge coverage gaps with Short-Term Care insurance plans. Get affordable protection for nursing care, rehab, or recovery when you need it most.”

  • Covers care gaps: Provides benefits for short nursing home stays, assisted living, or home health care.

  • Affordable option: Lower-cost alternative for those not ready for long-term care insurance.

  • Flexibility: Ideal for temporary needs after surgery, illness, or while waiting for other coverage to begin.

  • Peace of mind: Helps pay for unexpected medical and daily living expenses during recovery.

Accident Insurance Plans | Extra Coverage for Unexpected Injuries

“Accident insurance provides cash benefits for medical bills, recovery, and daily expenses after an unexpected injury. Protect your finances today.”

  • Financial protection: Helps cover deductibles, copays, and out-of-pocket costs after an accident.

  • Covers more than medical bills: Provides cash benefits you can use for everyday expenses, childcare, or transportation while you recover.

  • Affordable coverage: A cost-effective way to prepare for life’s unexpected events.

  • Peace of mind: Ensures you and your family are supported during challenging times.

Cancer/Heart Attack plans

Cancer & Heart Attack Insurance Plans:

“Cancer and Heart Attack insurance plans provide a lump-sum cash benefit if you’re diagnosed with a covered condition. This extra financial protection helps cover out-of-pocket medical bills, household expenses, and lost income so you can focus on recovery instead of worrying about money.”

Why You’d Want One:
Even with traditional health insurance, major illnesses like cancer or a heart attack can create unexpected costs — from deductibles and co-pays to travel, childcare, or everyday bills. These plans give you added peace of mind by providing funds directly to you, so you have financial flexibility during a difficult time.